Two out of three ain't good

Sitting atop seven active earthquake faults, the Bay Area has a one-in-25 chance of experiencing another large earthquake in the next 25 years, the U.S. Geological Survey predicts.

In early 2001, a report from the U.S. Federal Emergency Management Agency (FEMA) concluded that an earthquake in the area was one of the three "likeliest, most catastrophic disasters" facing the United States.

The other two were a terrorist attack on New York City and a hurricane striking southern Louisiana.